By Donna G. Albrecht
Do you dream of getting a house of your personal? With approximately 1/2 all new domestic dealers being unmarried, you are in sturdy corporation. yet how do you pass approximately discovering the correct position and truly buying it? What do you, as a unmarried individual, want to know? In paying for a house if you end up unmarried, Donna Albrecht demystifies the home-buying technique and takes you step-by-step throughout the whole technique of buying the house of your dreams--from hiring a true property agent to final the deal. no matter if you envision your self in a palatial mansion or a modest house, co-op, or synthetic domestic, here is your consultant to creating your dream come true!
* learn the way mortgages paintings and the way to settle on the easiest one for you
* safe financing to suit your incomes power
* locate particular aid for first-timers
* Mine the Internet's wealthy actual property information
* assessment housing offerings together with co-ops, condos, single-family dwellings, synthetic houses, and others
* Negotiate the simplest cost on a home
* enhance your funding after your purchase
Read or Download Buying a Home When You're Single, Revised and Updated Edition PDF
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Additional info for Buying a Home When You're Single, Revised and Updated Edition
Then after a few years, you are likely to receive enough from the sale to enable you to buy another home on your own. This is called leveraging. With your small investment up front (of about 5 percent) and your payments toward the mortgage (you would probably be paying about as much in rent anyway), you can control a portion—often half—of a valuable investment, your home. When you are negotiating the equity-sharing contract, you will want to have an experienced Realtor, tax adviser, and/or attorney advising you since there are so many variables.
3 listings are updated daily, but that doesn't help if the home you want has been sold. The best advice is to check frequently and don't hesitate to get more information on new listings as soon as they appear. If you choose to do a driveby look at the property before contacting the agent and find it has a sale pending, drive around the neighborhood a bit. Perhaps another similar home just going up for sale hasn't made the MLS yet. com are not the only places online to look for home listings. Some real estate agents choose to not become Realtors, and some real estate brokerages have their own Web sites featuring their listings.
This is the time to ask about any ideas you have about improving your ability to borrow. For instance, if you plan to take in roommates, can you count anticipated rental income on your application? Not likely. However, if you buy a home together with a friend, both your incomes can be used to help you qualify for a mortgage. Sarah Gallagher, a high school teacher, had become very discouraged because even though she was a skilled professional, her income was not enough to enable her to buy a single-family home in the pricey San Francisco Bay Area where she lived.
Buying a Home When You're Single, Revised and Updated Edition by Donna G. Albrecht